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23 Legit Money Making Apps for Android/iOS (2020)

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If you want to get stronger, you have to start by lifting an amount of weight that’s hard but doable. Then, you can gradually increase the weight over time to build strength.

This same idea applies to earning money. If you’ve never made much, start with an idea that’s easy. Then, slowly increase the level of difficulty as your skills improve. The more your skills improve, the more you can make.

This is where money making apps come into play — they’re a great way to improve your money making skills. You won’t get rich, but you can earn some spending money and start building that financial muscle.

To get started, here are the highest-rated money making apps available for iOS and Android.

The 3 Best Survey Apps for Making Money

One popular way to make money from your smartphone is by taking surveys.

To get started, just download one of the survey apps below. Then, when a survey is available for you to complete, you’ll get a notification. After you take the survey, you’ll get paid.

Here are the best-rated survey apps for making money:

#1. Survey Junkie

App Store Rating: 4.5/5 — ‎20,100+ reviews

Survey Junkie has been regarded as one of the best market research companies for years. But they were late to the app game, releasing theirs in May of 2020. With over 10 million members, high ratings from real users, an excellent score on TrustPilot, and a minimum payout of just $5, Survey Junkie is a must-have money making app.

#2. Swagbucks

App Store Rating: 4.4/5 — 15,300+ reviews

Swagbucks is a reader favorite for good reason — while you have the ability to take surveys, there are also a number of other simple tasks you can do to make money, such as watching videos, playing games and getting cash-back for shopping online. This variety of tasks makes it easier to reach the minimum payout of $25.

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#3. InboxDollars

App Store Rating: 4.4/5 — ‎107,600+ reviews

InboxDollars is another popular money making app that lets you earn money through surveys as well as a variety of other tasks. What’s nice about InboxDollars is that you get rewarded in real money (not points) for the activities you complete. Plus, there’s a $5 sign-up bonus if you use this link.

Pro Tip: A few of the other top survey apps include MyPoints, Ipoll, and Google Opinion Rewards. For a complete list, check out: 16 Best Survey Apps for Making Money Fast.

The Best Money Making Apps for Earning Cash-Back

These money making apps offer you the chance to earn cash rewards and/or save money on the stuff you were already going to buy.

It’s the ultimate win-win.

Also, many of the apps listed below are stackable. That means you can redeem one offer multiple times on different apps to earn big.

Here are the best apps for earning cash-back on both in-store and online purchases.

#1. Fetch Rewards

App Store Rating: 4.8/5 — 287,400+ reviews

Unlike many grocery receipt scanning apps, Fetch Rewards works at any store, as you earn points whenever you buy products from a participating brand. There are no barcodes to scan or coupons to clip.

The big downside to Fetch is that you’re only allowed to redeem your points for gift cards. But with stores like Target and Amazon, it’s not too much of a loss.

You can earn 4,000 bonus points with the code APREWARDS when signing up via the link below.

#2. Ibotta

App Store Rating: 4.8/5 — ‎778,500+ reviews

Ibotta started out as a grocery coupon app but has expanded into both retail and online cash-back. In total, Ibotta has paid out over $650 million in rewards.

It works like this: you use the app to scan the barcode of the product you purchased at the store and then you upload a photo of your receipt. After that, you’re done! It’s that easy.

Both my wife and I use the app (read my Ibotta review) and find the 30-seconds it takes to be well worth the time and effort.

And you get a $10 sign-up bonus after uploading your first receipt.

#3. Rakuten

App Store Rating: 4.4/5 — ‎23,500+ reviews

Rakuten is one of the highest-rated cash-back apps for both iOS and Android. With Rakuten, you can earn up to 40% cash-back when you shop at over 2,500 stores (both in-store and online).

When you shop online, Rakuten (formerly known as Ebates) shares its referral commission with you any time you make a purchase through the provided link.

To make money with in-store purchases you have to link your card inside the Rakuten app. Then you’ll automatically earn cash-back every time you shop at participating stores. You don’t even have to tell the salesperson when checking out.

You’ll get a check from Rakuten once per quarter with your cash-back balance.

Sign up with this link to get a $10 bonus when you make your first purchase.

#4. Drop Rewards

App Store Rating: 4.7/5 — ‎41,300+ reviews

If you like earning gift cards for little to no work, you’ll love Drop Rewards. All you do is sign up, then link your credit and debit cards. Next, pick two stores to earn points from (Trader Joe’s and Walmart are popular options).

You then earn rewards for shopping at those stores. In some cases, you can earn as much as 2% cash-back automatically.

For example, you’ll get 12 points per dollar spent at Trader Joe’s. So, it’s like earning an extra 1.2% back on all your purchases.

There are also great cash-back shopping opportunities on the app, including 10% on Postmates deliveries and 6% on Sephora purchases. That can add up to a decent-sized gift card in a year’s time, simply by signing up for the app.

As Drop does most of the work, this is as close to free money as you’ll get.

#5. ShopKick

App Store Rating: 4.7/5 — ‎52,000+ reviews

ShopKick is one of the highest-rated apps in the “money” category. It rewards you for visiting stores, and in some cases you don’t even have to buy anything — you get rewarded just for walking in. You can also earn points by scanning specific items within the store (again, it doesn’t matter if you buy the item).

One downside to ShopKick is that you can’t exchange your points for cash. Nonetheless, with many good options for gift cards (such as Walmart, Target and Amazon gift cards), that shouldn’t stop you from trying it out.

#6. Dosh

App Store Rating: 4.7/5 — ‎100,700+ reviews

Dosh is another app that allows you to earn cash by using a linked card at participating retailers. Some stores even offer up to 10% cash-back.

You can transfer your earnings directly to your bank or PayPal account, or you can donate them to charity.

Other Highly-Rated Money Making Apps for iPhone and Android Phones

#1. Postmates

App Store Rating: 4.8/5 — ‎102,200+ reviews

Postmates allows you to earn money by delivering groceries, carry-out orders, drinks and more. You can deliver on foot, bike or car, and you can work as little or as much as you want — whether that’s a couple of deliveries in your downtime or a full workday.

One of the best aspects of working as a Postmates courier is that you can get your earnings deposited instantly for a nominal fee. That means you can work for a few hours and have money in your bank account the same day.

#2. DoorDash

App Store Rating: 4.5/5 — ‎41,000+ reviews

DoorDash allows you to earn extra money by delivering restaurant take out orders. You’ll need a car, a driver’s license and valid insurance to become a Dasher.

With DoorDash, you do have to sign up for shifts (called dashes), and then stay online for a certain amount of time within that period. That means you’ll have less scheduling flexibility than with Postmates, but it also means you’ll usually have a more consistent flow of orders (because there are fewer drivers working at any given moment).

#3. Airbnb

App Store Rating: 4.8/5 — ‎442,400+ reviews

If you have a second home or even a spare room, you should seriously consider renting out your unused space.

I was surprised to learn that Airbnb estimates I can earn $750 per month simply by renting out an extra room at 50% occupancy in my home.

Not sure if it’s worth it to list your place on Airbnb? Check out Airbnb’s monthly earning potential calculator to see how much you can make.

#4. Mistplay

Google Play Rating: 4.3/5 — 66,000+ reviews

Branded as “the loyalty program for gamers,” Mistplay rewards you with points for playing video games on your Android smartphone (an iOS version is in development). Your points can be cashed in for gift cards to major retailers like Amazon, Starbucks and the Nintendo store.

#5. Acorns

App Store Rating: 4.7/5 — ‎521,900+ reviews

Acorns is an app that allows you to automate your investing. It does this in a couple of different ways:

  • By investing your spare change. One of Acorns’ main features is called Round Ups. Say you make a purchase for $17.20 (at any store). Acorns will then set aside 80 cents from your checking account and automatically invest that money into a mutual fund. It’s a way of helping you save, while also building up an investment portfolio a little bit at a time.
  • Through “Found Money.” Acorns has also partnered with hundreds of retailers to allow you to earn money any time you shop at a specific store. For example, say you spend $100 at Walmart. Acorns calculates a percentage of that $100 (which can be up to 10% for some retailers) and adds it to your investment account. This isn’t a “round up” — it’s free money.

You can build up a nice portfolio just by using Found Money and investing your spare change. Eventually, that portfolio could go toward your retirement or earn you a nice side income.

Acorns now has over 4 million users and is one of the fastest-growing financial apps around.

#6. Uber

App Store Rating: 4.7/5 — 477,500+ reviews

The ridesharing market is a big one, and it’s not slowing down any time soon. Uber freelancers have earned millions of dollars taking riders on short trips around town, and the company finally introduced the long-awaited ability for riders to tip their drivers.

There’s a reason why many people who are in need of money quickly turn to ridesharing services like Uber and Lyft: because it works.

You can work whenever you want (there are no schedules or minimum time commitments), and you have the ability to cash out instantly via a special (free) Visa debit card.

And if you’re more of an introvert, you can also deliver food via UberEats.

#7. S’more

Google Play Rating: 3.3/5 — 22,700+ reviews

S’more, which is available only for Android devices, is one of the most popular lock screen apps in existence (another is Slidejoy).

With S’more, you can earn free gift cards by allowing ads to appear on your phone’s home screen. If you like what you see, you can swipe to learn more. If not, just open up your phone as usual. Either way, you’re getting rewarded.

While not the most exciting way to earn free money, you can score gift cards to major retailers including Amazon, Best Buy, Starbucks and Target — just for using your phone the same way you always do.

#8. Foap

App Store Rating: 4.5/5 – 9,900+ reviews

Foap allows you to make money by selling pictures you take with your phone. What’s nice is that one photo can sell multiple times, which allows you to generate a source of passive income.

The best way to earn is through “missions,” in which Foap teams up with a specific brand to show how everyday people like you use their product.

Foap pays you once per month via PayPal.

#9. HealthyWage

App Store Rating: 4.8/5 — ‎9,900+ reviews

Like to work out and live a healthy lifestyle? Or perhaps you need some motivation to kickstart progress toward your fitness goals? The HealthyWage app allows you to earn money by betting on your ability to lose weight.

Here’s a quick summary of how it works:

  1. Start at the HealthyWage Prize Calculator and enter the amount of weight you want to lose, when you want to lose it by, and how much you want to bet per month.
  2. Based on what you enter, The HealthyWage Prize Calculator will determine how much you can earn.
  3. After registering, you’ll start the challenge with a video-recorded weigh-in.
  4. The challenge ends with another video recorded weigh-in at a set date in the future.

#10. Bookscouter

App Store Rating: Rating: 3.9/5 — ‎280+ reviews

A popular app among book lovers, Bookscouter allows you to sell used books. How it works is you enter or scan your books’ ISBN number and Bookscouter provides you a list of companies looking to purchase those titles (and how much they’re willing to pay).

Those who earn the most know where to find used books for cheap (garage sales, library book sales, etc.), and use the app on-the-spot to find the ones that will fetch the highest profit margins.

#11. Field Agent

App Store Rating: Rating: 4.8/5 — ‎9,800+ reviews

FieldAgent is an app that allows you to make money by completing random local tasks, like taking pictures of products (to make sure they’re properly displayed) and completing mystery shopping missions to evaluate stores’ customer service.

The app is best suited for those in urban areas, as you’re only paid on a per-task basis. Since you have to factor time and cost of travel into your net earnings, FieldAgent is most worthwhile for people who live near a high concentration of participating businesses.

#12. eBay, Craigslist and Other Selling Apps

Selling your stuff is one of the best ways to make money fast. Apps such as Craigslist, Facebook Marketplace (located in the Facebook app), and LetGo are great for selling items locally.

eBay is best-suited for selling items outside of your local area. While you have to ship the item, you can typically sell it for a higher price (as your group of potential buyers is greatly enhanced). This makes eBay ideal for collectibles and items that are in high demand (like iPhones).

Outside of that, Decluttr and Gazelle are two apps that buy your old electronics from you, giving you a price upfront.

#13. SweatCoin

App Store Rating: Rating: 4.5/5 — ‎109,900+ reviews

SweatCoin is a passive income app that allows you to earn money by walking. To get started, you download the mobile app and provide it access to your location. SweatCoin then tracks the steps you take when you’re outside.

You can exchange SweatCoins for cash via PayPal, or there’s a limited number of gift card partners to choose from.

What can you expect to make? You’ll earn around 1 SweatCoin per 1,000 steps you take. 1 SweatCoin is worth approximately five cents, so on a day you take 5,000 steps you’ll earn 25 cents. Average 5,000 steps over a 30-day period and you can expect to make $7.50 per month.

Not bad for something you’re already doing.

Money Making Apps FAQ

Selling apps, such as Craigslist and eBay, are your best bets for making money fast. Beyond selling, Ibotta, Postmates and DoorDash are also good options. Ibotta allows you to use a receipt that’s up to a week old, comes with a $10 sign-up bonus, and lets you cash-out once you’ve accumulated $20. As such, you can earn $20 right now if you have a receipt on hand. Postmates and DoorDash enable you to make decent money on a per-hour basis, as well as cash-out your earnings daily (for a small fee).

User reviews, specifically those in the Google Play and App Store, are the best method for determining whether an app is a scam. Sort by negative reviews, and read through three to five to see the common complaints. If a lot of users have trouble withdrawing money or not getting responses from customer support, it’s best to avoid the app.

There are a number of different business models used by these types of apps to generate revenue. Online survey companies sell the data they collect to third parties seeking to improve their products and services. Coupon apps get paid by manufacturers when you use a coupon, and in many cases, also collect data to sell. Many gig economy apps take a percentage of revenue from each transaction.

Best Money Making Apps: Summary

My top priority when compiling this list was to make sure every app I included was both legitimate and worthwhile. There are many others out there, and while some of them work for some people, others just collect your data and waste your time without providing any real chance to cash-out your earnings.

Depending on your situation, they may or may not be worth looking into. But this list is the cream of the crop.

As I said in the opening, you won’t get rich from these apps. But you can use them as a source of extra cash, and some — like Postmates, Uber and DoorDash — can turn into fairly lucrative side hustles (or even full-time gigs).

Best Money Earning Mobile Apps for Android and iPhone

Since ever the smartphones have been created, it started to rule the world by dominating the traditional PC devices. Smartphones play an important role in major industries and sectors like banking, communication, jobs, food, etc. With the fastest development, now it is even possible to make money using Android smartphones, Tablets, iPhone and iPad from home. If you’re the one looking for ways to earn money using the mobile phone, here are some of the best money earning apps that pay you real money for completing various tasks and jobs.

Even if the smartphone has many pros, still making money on the mobile phone is in the development stage. This is due to the size restriction, low processing power of mobile phones and also the non-availability of various work tools & software. This makes it impossible to make the mobile phone users do complex online jobs like freelance work using the smartphone. But still, it is possible to make money on mobile phone through the money-making apps listed below.

Advantages of Money Earning apps:

While the smartphone has got some cons in the online jobs industry, these are some of the advantages that should make the smartphone users happy.

The first advantage of using the mobile phone to make money online is that you can work from anywhere, anytime when your device is connected to the internet. Earn money while you’re at home, bus, taxi, school, college, picnic. It’s impossible to carry a PC or Laptop everywhere.

Customized apps available only for mobile users. We don’t have to log in each time on our mobile phone browser site to work. Once the app is set up, we can access the tasks with one touch.

Get notified when new opportunities are available. Notifications will help us to grab the rewards before anyone does when there are limited options.

Mobile survey apps will be simple and easier to use compared to taking surveys on the desktop. Complete surveys to earn up to $5($1 on average) by answering surveys using the mobile phone.

There are tons of mobile apps that help us to save money by earning cashback. Whenever we carry the mobile phone to shop or use it to shop online, we will be notified about the best deals and cashback offers. Save more than $200 per month using these apps on groceries, electronics, bills, etc.

Mobile earning apps do have the referral programs which will help you to make passive income just by referring your friends to use these free money apps.

Simple money apps are available for students to earn pocket money.

All the apps that pay you money are free to use means you can earn money using the mobile phone without investment.

Best Money Making apps and free cash apps that pay you:

Here are some of the best money earning apps that pay real money developed by established companies. These are the earn money apps for Android, iPhone which also support iPad and Tablets.

1. Toluna:

Toluna is a leading research panel in the world that pays for taking surveys, answering polls, etc. Toluna mobile app is available for Android smartphones and iPhone devices.

Toluna surveys is one among the very few survey panels which send at least a few survey invitations daily to the users via email and notify via Toluna mobile app. This ensures that the members get a lot of opportunities to take part in surveys and earn money daily using the mobile phone. Usually, the small surveys pay about $0.50 while the large surveys pay more than $2.50 upon completion.

The Toluna surveys are very well optimized for mobile devices where the survey takers can answer the surveys without any technical difficulties. It’s easy to answer the survey with a touch and give a personalized opinion using the mobile phone keyboard.

Toluna is a free mobile app available for users in different languages. You can also take Toluna surveys on PC and Laptop. Overall, Toluna is one of the best free money apps to make money on the mobile phone.

Click the link below to join Toluna. Once registration is complete, you can download the app from the Toluna dashboard, set up the app and start making money using your smartphone.

Registration link – Toluna [USA]

Registration link – Toluna [India]

Registration link – Toluna [Philippines]

Registration link – Toluna [UK]

Registration link – Toluna [Singapore]

Registration link – Toluna [Japan]

Registration link – Toluna [China]

Registration link – Toluna [Hong Kong]

Registration link – Toluna [Australia]

Registration link – Toluna [New Zealand]

Registration link – Toluna [Canada]

2. MobileXpressions:

MobileXpression is a market research-based mobile app available for Android users and iPhone, iPad users from selected countries. Comscore Inc has developed this app to improve the internet world with the help of millions of smartphone and internet users around the world like you.

MobileXpression pays the users free money and gift rewards for participating in their research program by installing their app on the mobile phone.

To earn money all you have to do is download this money-making app and remain idle for about a month. MobileXpression will send a $5-$15 e-gift voucher for Amazon to you within a week or so just for keeping the app installed on your mobile phone.

To use the MobileXpresssion money app, you must sign up using the link given below. You will have to answer some questions to complete the signup. Once completed the app can be downloaded to your device. Keep it installed to get rewarded!

Registration Link – MobileXpression [UK]

3. Ojooo:

Ojooo is one of the largest internet-based company based in Germany. They offer various products and services to the users including online advertising, free communication, online shopping, etc. One of their primary services deals with earning money online.

Being the top mobile PTC site, through the Ojooo app we can earn money by participating in their affiliate program, paid to click, publisher program, etc.

Download the Ojooo app to your Android or iPhone. Participate in their PTC program to earn money. Besides, you can also earn money by working on top OfferWalls apps installed on Ojooo to make additional money by watching videos that pay, taking online surveys for money and more.

While Ojooo supports Credit cards for deposits, most of their payments are processed via Bitcoin Wallet and Etheremum Wallet. So, if you’re looking to earn Bitcoins using the mobile phone, Ojooo mobile might be a good app to go for.

Registration Link – Ojooo

4. Swagbucks:

Swagbucks the product of Prodege LLC, is a leading company in the world with millions of users in its community. It helps the community members to both earn and save money online.

Swagbucks mobile app available on Google PlayStore and Apple AppStore makes it easier to earn money using the mobile phone.

Speaking about online jobs available on Swagbucks, the users can earn money by taking surveys, answering the poll, searching online, watching videos, referring friends and more.

In the case of saving money, Swagbucks users can save money directly on Online shopping sites like, eBay, and so on. Also, save hundreds of dollars every month shopping on 1500+ retailers including Walmart, Target, Starbucks, etc. Also, get exclusive deals and coupons to your favorite stores.

Swagbucks earnings, SB can be redeemed for PayPal cash or gift cards of major brands such as Amazon, GooglePlay, Facebook, Xbox, Walmart, Target, Steam and more. The minimum payout is just $5.

5. Nielsen:

The Nielsen mobile panel provides you an opportunity to a part of the research carried out by Nielsen. This helps the panel to understand the usage of the web, internet, and apps to better mold it to bring out the best in the future.

Nielsen mobile app is similar to the MobileXpression app, where you can earn money just by installing it to your Android, iPhone, iPad, or Tablet. Be advised that the Nielsen app is also available for the Microsoft Windows PC and Mac users.

Earn free rewards every month just by doing nothing using the Nielsen app participating in automatic research. The pay vary based on the Geolocation of the users who installed the app into their smartphone devices.

Registration Link – Nielsen [USA]

Registration Link – Nielsen [UK]

Registration Link – Nielsen [Canada]

Registration Link – Nielsen [Australia]

Registration Link – Nielsen [New Zealand]

Registration Link – Nielsen [Hong Kong]

Registration Link – Nielsen [Germany]

Registration Link – Nielsen [Italy]

6. CashKaro[India]:

The CashKaro is the app funded by Ratan Tata for Indians to save money and earn second income every month. By using CashKaro the users can save money while shopping online in sites/apps like, Flipkart, Jabong, Domino, PizzaHut, KFC, Myntra, Tata Cliq, Swiggy, Zomato, Uber, Big Basket, MakeMyTrip, BookMyShow, Oyo, NetMeds, and thousands of familiar brands in India.

Find the Coupon Codes that are 100% legitimate working for Jabong, Myntra,, LimeRoad, and Ajio.

Average users make around 2000 per month while they shop, travel, buy products & services online and offline. Instead of working hard on earning money where most of the money earning apps don’t work great for the Indian users, it’s wise to use CashKaro to save thousands on Groceries, Shopping, Electronics, Food, Liquor, Dress, Taxi, Medicine, Mobile Recharge, etc.

To earn cashback all you have to do is download the app to your phone or use the CashKaro website to find the brand and activate the rewards to earn cashback. Once the purchase is over the cashback will be automatically added to the bank account.

The CashKaro users can withdraw their earnings to any bank account NEFT in India or redeem the cash for gift cards to fill wallet(s) like Amazon Pay. In the future, we may expect Paytm, PhonePe payments.

Registration Link – CashKaro [India]

7. MyPoints:

MyPoints is a part of Prodege LLC, the same company which operates Swagbucks. Earn money using the MyPoints app by watching videos, taking surveys, playing games and at the same time, save hundreds of dollars while you shop online & on stores.

Earn up to 10 points per dollar you spend on shopping on sites like Amazon, eBay, Groupon, etc. There are over thousands of more brands including BestBuy, Macy’s, JCPenny, Kohl’s, Walmart, Macy’s, Target, AliExpress, Expedia, where you can save money just by installing MyPoints money app on to your mobile phone.

How can I save money by using this mobile app? It’s a known fact that is the world’s largest e-commerce where you can buy almost anything. It means you can save money buying anything in this world including food, travel, electronics, smartphones & tablets, Liquor, Medicines, and more.

To earn cashback, all you have to do is download the MyPoints app available on Google PlayStore and Apple Appstore. Get the coupon codes or grab the link to shop online. Once the shopping is complete, points will be added to the account which can be redeemed for cash or gift cards.

Registration Link – MyPoints [US, UK]

8. InboxDollars:

InboxDollars is one of the oldest rewarding programs on the internet that paid over $60 million to its users. Get paid to read emails on your mobile phone; earn $0.05 per email. Also, you can earn money by completing surveys, get paid to play games, earn cashback shopping online, get paid to watch videos, enjoy free coupon cash rewards.

Downloading Inbox Dollars mobile app will ensure that the paid emails, surveys invitations, and other opportunities are directly delivered before anyone else grab those. Refer your friends to earn a 10% lifetime referral income.

New users get $5 during sign up for free. Once you accumulate $25, InboxDollars will automatically send the paycheck to your address.

Registration Link – InboxDollars[US]

Registration Link – InboxPounds [UK]

9. Google Opinion Rewards:

Get Google Play credit for sharing your opinion with Google. While Google Opinion Rewards is not reliable money earning app like the few mentioned above, it works great for people who like to spend money on Google PlayStore and in-app purchases.

The surveys found on Google Opinion Rewards will be very simple compared to some of the most complex surveys on the Get paid to sites. Most of the questions will be like comparing images, ads, telling about the travel experience, etc. So, there are very fewer chances available to get screened out of the survey. Earn money for every survey you take.

Getting started with Google Opinion Rewards is easy, all you have to do is complete basic profile questionaries and wait for the paid surveys.

Registration Link – Google Opinion Rewards

10. 2Captcha:

2Captcha is the best captcha entry sites in the world. If you’re looking for data entry app for mobile phone and if you’re convinced to feel captcha jobs has fair policies, you may download the 2Captcha earn money app available for Android to earn money by typing online.

Captcha entry is the process of converting the images to text form i.e. typing the text on the image into the textbox. Solving smart captcha is simple and pays high compared to the normal captchas. It can be called the part of online data entry jobs.

Earn up to $3 for solving up to 1000 captchas. The opportunities are unlimited on 2Captcha. The more captchas you solve the more you can earn.

The minimum payout is just $1. The payment options available are Bitcoin, WebMoney, Perfect Money, Advcash,, and Payeer.

To download the 2Captcha Android APK file, you must complete the registration and log into your account.

Registration Link – 2Captcha.

These are the best money earnings apps to earn money using the mobile phone without investment. These mobile apps are completely free to use and they pay. Online jobs on mobile phone have their advantages and disadvantages. Check which one works best for you and suggest some apps to other apps in the comment section.

You might also like to read – 10 ways to earn Bitcoin online.

8 mobile apps that can earn you real money

Times are rough and everyone can use a couple of extra bucks for the holidays.

Fear not though, tech has come to save you (sort of, provided you don’t need any serious cash) with apps that let you earn real money from an Android or iOS device.

Talk tech to me

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There’s certainly no shortage to choose from, but many don’t have the glowing reviews you’d want, given the investment of time required – and some seem to be an outright scam.

I’ve avoided ones that seem to be attracting a lot of problems and shied away from apps that require you to endlessly watch video ads or fill out long surveys to earn cash, though there are those too, if that’s your thing.

Naturally, a lot of the apps will require your input or personal data in exchange for a payout, but then TNW’s Web-savvy readers probably knew that already, didn’t you?


Bitwalking is a new app that lets you earn Bitwalking dollars (BW$) simply for going about your daily routine.

Launched in September last year, it’s still in a private beta phase – but you’re free to request an invite to the platform.

Once you get in, all you have to do is keep moving to start earning. You will need to do rather a lot of walking though – somewhere around 10,000 steps for 1 BW$. If you spend all day wandering around for your job anyway, however, what is there to lose?

At launch, the company said you’d be able to redeem your earnings against items offered through its own store, or transfer the cash to your bank account. The service is still being tested though, so could be subject to change in the future.


Slidejoy is an Android-only app that certainly isn’t going to make you rich, but nor do you really have to do anything to eventually get a payout from the service easier.

In a nutshell, it puts ads and news on your lockscreen, and in exchange you earn ‘Carats’ that can be exchanged for real money and checked into your PayPal account.

For signing up you get 20 Carats, and you’ll need 2,000 or more to check anything out – 1,000 Carats equals $1.

The number of Carats you get each day can vary, so it might be slow going but if you can tolerate ads on your lockscreen, it’s free money. You don’t get any additional Carats for interacting with the ads either, so there’s no incentive to click if you’re not interested in what’s on offer.

Pact is one of the more unusual money-making apps in the list in that it focuses on getting you to stick to your exercise regime.

You sign up to the commitment you’re comfortable with (based around food intake, how often you plan to work out etc.) and then pledge an amount that you’ll pay if you miss those goals.

If you make them, you’re paid rewards directly from members who failed to achieve their targets.

Judging from the reviews, you’re not likely to make more than about $100 – $150 per year, but you might stay healthy and live a little longer too.

The company says the average reward is between $0.30 and $5 per week, depending on the number of activities you commit to. The amount that you stake on your own activity has no bearing on your payout.

The downside of that is that it could end up costing you a whole heap of money if you don’t stick to your goals – and some of the reviews aren’t all that positive.

Google Opinion Rewards

This is one that most certainly falls into the ‘never going to make you much cash’ category, but for Android users it’s a bit of a no-brainer.

In short, once you’ve installed the app, it’ll pop up a survey every now and again. In exchange for answering a few questions – they’re never more than a few questions, and it tells you how many are in each survey – you get a small amount of credit added directly to your Google Play balance, where it can be redeemed across movies, games, apps and anything else for sale there.

The amount that you get is small, but each survey takes such a short time that filling it in is worthwhile, provided you’re happy sharing the data. It’s worth pointing out that not all the surveys have a payout, but the majority do.

Foap is a well-known app for turning your photos into cash, so we’ll keep this introduction brief.

All you need to do is upload your photos and sell them through the Foap market – and to keep things simple, each shot costs $10 to buy.

Creators get half of each sale, and the cash can then be transferred into your bank account.

What makes Foap attractive is its simplicity and ability to upload shots directly from your phone from other photography apps like Instagram, Flickr and EyeEm.


This is one just for users in the US, but if you’re willing to do a few mystery shopper tasks (going into stores and checking stock levels of a specific item, timing how long customer service takes, taking photos etc.) then you can earn cash in exchange for your time.

The app displays Missions on a map view for you to find a nearby assignment. Once you’ve completed it, the team manually checks the submission and then credits you the points, which can be exchanged for gift cards, cash or other rewards.


Snapwire is another image-based money-making app in this list, but it’s not quite the same as any of the others in this list as it puts the emphasis on the photographer, rather than just the photographs.

This isn’t so much an app for the everyday snapper as for the semi-pro/professional photographer.

There are two options for selling your photos: requests and challenges, or in a more conventional marketplace – though Snapwire hand-curates your best snaps, making them searchable and including them in the stock image database.

The requests and challenges route requires you to start as an ‘Explorer’ by submitting images to Snapwire Challenges to earn points. Once you’ve leveled up, you’ll be able to take part in paid buyer Requests or take direct commissions from clients.

Photographers keep 70 percent of earnings through the marketplace route.


MiPic bills itself as a social marketplace for your photographs, a little like Foap, except that your images can be printed onto a whole range of things and purchased by other users directly through the platform.

There’s an iOS app but no native Android version – though you can still use the Web interface via your phone.

The items that have been bought are then made and shipped (internationally) from the UK. The creator of the image that was used for the item then gets credited up to 20 percent of the sale price, which can be checked into a PayPal account.

While it’s a similar idea to Foap, integrating the manufacturing of the products into the platform was a smart move that helps differentiate it from other image marketplaces.

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