Ojel.net Reviews is Best Ojel Financial a Scam or Should I Invest

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Loanbit.net Review Scam Program

Risk Warning

This Project Is 100% Sure Scam . Do Not Invest Money On Below Project . Our Team Verified That Below Project Is Scam . If You Invest Money After This Warning Only You Are Responsible For Any Kind Of Loss . Stay Away From This Project .

NOTICE: If you have been scammed by this website, please share your experience and review in the comment field below.

–> Review Publish : 14 September, 2020

–> Last Update : 14 September, 2020

About Loanbit.net

On its launch, Loanbit.net pledged to be the cheap and easy way to make Bitcoin. For that reason, it has made every possible plan to continue in its Bitcoin trading and mining which it was known for even before its online launch.

LoanBit grants loans to SMEs who are in need of short-term loans to expand their business within a very short time and as banks take a long time to process applications to grant a loan, we use a Blockchain based business model to make sure your business gets access to funds within 3 business days. Want to know how we operate? Read more about LoanBit Proprietary Limited here

LoanBit operates only with Bitcoin as it’s one of the most robust financial systems available in the market today. If you’re new to Bitcoin, please visit our Bitcoin Basics page

LoanBit uses its own financial resources as well as funds collected via our online platform to grant loans to SMEs. If you’re a LoanBit registered user and you have Bitcoins sitting in your wallet without any movement, you can use them wisely by placing them into our loan pool where you will receive a stable daily return. Read through our Guide to make sure you understand how we operate. If you understand our business concept and you’re ready to use our platform, you can take a look at LoanBit Interest Rates for our registered users.

CURRENT PAYMENT STATUS: Scam Now

Basic Info

Company Number: ACN 619 812 323
Minimum Deposit: 0.01 BTC
Minimum Withdrawl: 0.001 BTC
4%-2%-1% affiliate commission.
Payment method: Bitcoin
Website Url- https://loanbit.net

Investment Plan

  • 2% daily for 7 days if you lend between 0.01 and 0.29 BTC
  • 2.5% daily for 14 days if you lend between 0.30 and 14.99 BTC
  • 3.0% daily for 21 days if you lend between 15.00 and 49.99 BTC
  • 4.0% daily for 28 days if you lend between 50.00 and 249.99 BTC

Complete Review

LoanBit is a Blockchain based platform designed to provide SMEs access to Bitcoin capital at affordable rates from lenders across the globe. Small businesses have had systematic and disproportionately limited access to capital, yet they account for 92% of the firms, 70% of the new jobs and generate more than 45% of the GDP of their countries.

If you like an investment site that does not look ambiguous, then Loanbit.net will be good for you. There are no animations, no videos, but a simple picture to give a brief description of its three major earning opportunities.

Loanbit.net has recommended some Bitcoin exchange companies where you can open a secure wallet. You can find four of them on the home page. There is a “payments” page that lists all the paid transactions the company has done so far. The amount keeps increasing every minute and more people get qualified to receive profits as the day goes by.

On its launch, Loanbit.net pledged to be the cheap and easy way to make Bitcoin. For that reason, it has made every possible plan to continue in its Bitcoin trading and mining which it was known for even before its online launch.

The company is registered in the Australian and uses the business ACN 619 812 323. It is located at 17/7-17 Bunda St Canberra Australian Capital Territory 2601 . For directions, please refer to the map on the “Contact” page.

If you like an investment site that does not look ambiguous, then Loanbit.net will be good for you. There are no animations, no videos, but a simple picture to give a brief description of its three major earning opportunities.

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Loanbit.net has made suggestions where you can buy Bitcoins. These suggestions are available on the Loanbit.net “Buy Bitcoin” page and you can choose from among the tens listed there.

Loanbit.net has recommended some Bitcoin exchange companies where you can open a secure wallet. You can find four of them on the home page. There is a “payments” page that lists all the paid transactions the company has done so far. The amount keeps increasing every minute and more people get qualified to receive profits as the day goes by.

Benefits Of Loanbit

Now let’s see what makes Loanbit.net different from the others.

Daily Payments

With Loanbit.net daily paying formula, you cannot run short of money any time.

4% profit per day

For investing up to 249 BTC, Loanbit.net will pay you more than 4% in profits. The reward varies according to the amount you have in your account, but you are sure of having at least 2% per day if you invest anything from 0.01 BTC and above.

4%-2%-1% Three Level Referral Commission

Loanbit.net will also reward you with 7% of whatever your referral deposits. The company is doing this to encourage both investors and members who don’t have anything to deposit. With the Loanbit.net affiliate program alone, people can determine how much they should earn regularly since there is no limit to how many people one can invite.

Low minimum balance

The minimum balance for withdrawal on Loanbit.net appears to be the lowest in recent times. The company says investors are free to withdraw anytime of the day so long as they have only 0.001 BTC in their account.

Instant Withdrawal

Loanbit.net pays as soon as you make the request. An exception may occur with Bitcoin transactions as they need confirmations in the Blockchain.

No Fixed Purchase Plans

Loanbit.net offers a flexible investment system where any amount as from 0.01 BTC is accepted and multiplied. However, the interest rates are not fixed. It is the more you invest, the more you make.

Secured Funds

All the accounts and the money in them are secured. Loanbit.net has done its best to have McAfee protection as well as the Comodo SSL certificate. In addition to these, Loanbit.net is hosted on a dedicated server to minimize the possibility of being hacked.

Fast Support Team

If you cannot get to the company’s office, the staff at Loanbit.net encourages you to write to them. This can be done online with the email address, support (at) Loanbit.net

Address & Contact INFO

Address: 17/7-17 Bunda St Canberra Australian Capital Territory 2601

Telegram: @loanbit

Conclusion

Loanbit.net is a paying investment program with a good plan for its members. A welcome bonus of 7% is itself useful in actualizing anyone’s plans to multiply some bitcoins easily. If you are attracted by this, just make sure you don’t invest anything above 0.01 BTC if you don’t have enough. However, if this is not even up to your snack money, you may invest much more since your profits increase as you deposit more.

You might also be interested in our review about- Poloniex.com , Bittrex.com,HitBtc.com

Disclaimer: Not all the websites listed in our Top List are 100% safe to invest. We do not promote any of those. Due diligence is your own responsibility. You should never invest into any online program with money you aren’t prepared to lose. Make sure to research about the website.

Invest.com Review – Is invest.com scam or scam or good forex broker?

Trading Accounts

Account type Minimum deposit Maximum leverage Spread
Standard $100 1:200 From 5.2 pips*

*This is what we saw during our testing with the trading platform and not the actual claims of the brokers.

Invest.com is a forex and CFD broker, which also offers an interesting portfolio management solution. Islamic (swap-free) accounts are also available upon request.

The Company. Security of Funds

Company Country Regulation
GS Sharestocks Ltd Cyprus CySEC ( Under examination for voluntary renunciation )

Invest.com is owned and operated by GS Sharestocks Ltd. The company is registered in Cyprus, but more importantly is overseen by the local Securities and Exchange Commission (CySEC). This generally brings a lot of credibility to them, especially when compared to unregulated or off-shore brokers.

While you may associate Cyprus with sunny beaches or the political tensions of the past, the country’s retail forex industry is thriving. This is due to multiple factors, one of which is the European Union’s MIFID, which allows brokers who are licensed in one country to operate in the entire single market. That being said the Cypriot regulatory body has to enforce a lot of strict rules. While the reporting standards and €730,000 capital requirement are often the biggest concerns for the brokers themselves, clients should care a lot about the next two rules:

First and foremost, all of the traders’ capital is held in the so called “segregated accounts”. This implies the broker can’t freely access your funds – transfers are done only after following specific rules. On top of that, all CySEC regulated brokers must participate in the local investor compensation scheme. This is a mechanism, which ensures protection, in the off-chance the broker becomes insolvent. The scheme in Cyprus covers investments up to €20,000, per account.

Invest.com also offers managed accounts.

That being said, they are licensed for this activity and it is done in an interesting way. The company provides “automated investment strategies”(which by the looks of things are very different from the Expert Advisors, you may be familiar with). You can either pick among them, or follow the portfolio-creation questionaly.

The latter options features a series of questions about your, age, net worth, the amount of time you would wish to invest for and a way of determining your risk tolerance. Here is a preview, with one of the trickiest questions available:

After filling the form, you will be given a recommended portfolio of strategies. Here is what we got when testing relatively conservative settings:

Trading with such a portfolio does comes with its separate fees. They vary on the size of your investment (in relation to €10,000). Here is a breakdown:

Account size Annual Management fee Performance fee
Under €10,000 1.5% (0.124% monthly) 15% (charged quarterly)
Over €10,000 0.99% (0.082% monthly) 15% (charged quarterly)

In case you are not familiar, this is the same model used by most hedge funds. The management fee is collected as a portion of your account balance. The fact Invest.com does that on a monthly basis may be disturbing to some clients, but in reality shouldn’t be, as no lock-up clause is in place (you can withdraw your funds at any time).

The performance fee is only charged on the net profits. The high-water mark rule obviously applies. That being said, we are left with negative feelings about a broker offering any form of managed accounts, as there is a lot of room for conflicts of interest. As an example, the strategies utilized by Invest.com may trade too frequently, in order to generate more revenue in commissions for the company.

Trading Conditions

Minimum Initial Deposit

The minimum deposit at Invest.com varies by payment method, from $100 for e-wallets, to $250 for Credit Cards to $500 for Bank Transfers. This is an interesting policy, which is probably associated with the costs of processing the different payment methods. While the levels are not too crazy, some traders may be willing to start out with even less. Luckily there are brokers, who offer even lower entry barriers, like FXCM, where you can start with $50.

Average spreads & Commissions

Spreads at Invest.com are not fully disclosed upfront. While they provide two trading platforms (which we will cover in greater details below), the “simple” trading has some of the characteristics of option trading, while the “pro” offers a classic trading environment. The conditions we found in the latter are much worse than the current industry standards. The EUR/USD spread, as depicted in one of our later screenshots is the astronomical 5.2 pips. There isn’t much ground for comparison to the rest of the industry, where 1.5 pips is often viewed as a high level. For a more detailed view of the industry, check out our real-time spread-tracking platform.

The maximum leverage at Invest.com is 1:200, although the initial one is 1:50, as per CySEC regulations. Both of these levels are what one would consider normal for the current environment, especially since some borkers offer 1:500 (and occasionally even more).

For those of you who are newer to trading, we must mention the fact tradig with high leverage ratios is risky. The reason why CySEC forced all CFD brokers to initially set the leverage at 1:50 is to protect clients from their own greed (or lack of trading knowledge).

Trading Platforms

As briefly mentioned above, there are two trading platforms available at Invest.com. Both are web-based solutions, with mobile apps also supported for the iOS and Android app-marketplaces. Here is a preview of the “Simple” trading layout, which only features a number of instruments.:

When placing an order, one is faced with a panel, which allows him to set-up the parameters of the deal. It looks like this:

This looks like a mix between a binary option and spot trading. As we have mentioned in other reviews, this method of applying risk management is very counter-intuitive. Experienced traders usually pick a level on the chart, which will deem their trading idea invalid and then determine their position size, based on the distance to their entry point and account balance.

On the other hand, the “Pro” trading app is what most brokerages will call a standard one. Here is how it looks:

The charting package is provided by TradingView, which is one of the best (a noteworthy competitor to the one in MetaTrader4). Other than that, the platform feels stable, although lacking some of the functionality of more sophisticated solutions.

Methods of Payment

The methods of of payment at Invest.com include Bank Transfer, Credit/Debit Cards, iDEAL, Sofort, Skrill and Neteller. Basically only the Bitcoin crowd is left out.

Conclusion

Invest.com is a CySEC-regulated broker, offering an interesting service. The trading conditions which were available, during our testing of their platform were terrible. Other than that, the managed accounts functionality is more sophisticated than what the majority of the competition have to offer. Tinkering with the portfolio creation tool seems fun and interactive – you can actually see it change, based on different input parameters. That being said we are slightly sceptical of all brokers who offer to mange your account, for obvious reasons. We are left with mixed feelings about this unusual broker:

Pros Cons
CySEC regulation High spreads
Portfolio customization tool Offering managed accounts
Basic trading platform

Broker Advantages

FXTM a regulated forex broker (regulated by CySEC, FCA and FSC), offering ECN trading on MT4 an MT5 platforms. Traders can start trading with as little as $10 and take advantage of tight fixed and variable spreads, flexible leverage and swap-free accounts.

Trading212 is a European broker with an excellent proprietary trading platform, which is now available as an iPhone app as well (we tried it out and we loved it). Trading 212’s customers enjoy fast execution a vast selection of trading instruments.

XM is broker with great bonuses and promotions. Currently we are loving its $30 no deposit bonus and deposit bonus up to $5000. Add to this the fact that it’s EU-regulated and there’s nothing more you can ask for.

FXCM is one of the biggest forex brokers in the world, licensed and regulated on four continents. FXCM wins our admirations with its over 200,000 active live accounts and daily trading volumes of over $10 billion.

FxPro is a broker we are particularly keen on: it’s regulated in the UK, offers Metatrader 4 (MT4) and cTrader – where the spreads start at 0 pips, Level II Pricing and Full Market Depth. And the best part? With FxPro you get negative balance protection.

FBS is a broker with cool marketing and promotions. It runs an loyalty program, offers a $100 no-deposit bonus for all new clients outside EU willing to try out its services, and an FBS MasterCard is also available for faster deposits and withdrawals.

FxChoice is a IFSC regulated forex broker, serving clients from all over the world. It offers premium trading conditions, including high leverage, low spreads and no hedging, scalping and FIFO restrictions.

HotForex is a EU Regulated broker, offering wide variety of trading accounts, including Auto, Social and Zero spread accounts. The minimum intial deposit for a Micro account is only $50 and is combined with 1000:1 leverage – one of the highest in the industry.

Why Should I Consider Investing?

There are two ways to make money in our modern world. The first way is to earn an income, either by working for yourself or for someone else. The other way to grow your fortune is to invest your assets so that they increase in value over time. Whether you invest in stocks, bonds, mutual funds, options, futures, precious metals, real estate, small business, or a combination of all of the above, the objective always to generate cash. This can come in the form of increased value to the investment, dividend income, or the sale of a business or some other liquidity event.

Key Takeaways

  • The two chief ways an individual may generate money is by earning an income or by growing their assets through investments.
  • Investments may include a range of choices, including stocks, bonds, mutual funds, exchange-traded funds, and real estate.
  • An individual’s investment goals depend on his or her income, age, and risk tolerance.

Managing Investment Goals

An individual’s goals depend on a host of factors that may include age, income, and risk profiles. Age can be further sub-divided into the following age into three categories:

  • Young and staring out in a career
  • Middle-aged and family building
  • Retirement age and self-directed

These segments often miss their marks at the appropriate age, with middle-aged folks considering investments for the first time or the elderly forced to budget, employing the discipline they lacked as young adults.

Income provides as the natural starting point for investment planning because you can’t invest what you don’t have. The first career job issues a wake-up call for many young adults, forcing decisions about IRA contributions, savings, or money market accounts, and the sacrifices needed to balance growing affluence with the desire for gratification. Don’t worry too much about setbacks during this period, like getting overwhelmed by student loans and car payments, or forgetting that your parents no longer pay the monthly credit card bill.

Outlook defines the playing field on which we operate during our lifetimes and the choices that impact wealth management. Family planning sits at the top of this list for many individuals, with couples figuring out how many kids they want, where they want to live, and how much money is needed to accomplish those goals. Career expectations often complicate these calculations, with the highly educated enjoying increased earning power while those stuck in low-level jobs are forced to cut back to make ends meet.

It’s never too late to become an investor. You may be well into middle age before realizing that life is moving quickly, requiring a plan to deal with old age and retirement. Fear can take control if waiting too long to set investment goals, but that should go away once you set the plan into motion. Remember that all investments start with the first dollar, whatever your age, income, or outlook. That said, those investing for decades have the advantage, with growing wealth allowing them to enjoy the lifestyle that others cannot afford.

Whether your goal is to send your kids to college or to retire on a yacht in the Mediterranean, investing is essential in reaching your financial objectives in life.

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